Prince Law Offices, P.C. will be hosting a machine gun shoot at Eastern Lancaster County Rod and Gun Club, which is located at 966 Smyrna Road, Kinzers, PA 17535 on October 22, 2011 starting at 11am. Everyone is welcome to attend. The only requirement is that you bring a driver’s license and hearing and eye protection. All attendees will be required to sign a waiver.
There will be several dealers and manufacturers in attendance and which will have some unique firearms that you might not otherwise have an opportunity to shoot. One dealer will be bringing his KRISS .45 SMG, a Glock 18c, and some other fun toys. While you are welcome to bring your own firearms and ammunition, it will be up to the owner of the firearm as to whether he/she will permit you to use your ammunition in his/her firearm. The FFLs will be bringing ammunition for purchase, if you need additional or if they require certain types of ammunition to be used in their weapon systems.
While this event is free to all attendees, I am asking that you consider giving a donation to the Eastern Lancaster County Rod and Gun Club for their generous permission to use their range. If you have any questions, please feel free to contact me.
Life insurance can be an effective tool in planning an estate. One benefit to having life insurance is that the money from a policy can be used by your survivors to help pay for bills at the time of death, such as funeral costs and taxes.
I think one of the most important considerations in end of life planning is…what will my spouse live on after I’m gone? In today’s world of dual incomes and living on credit, the death of a spouse can be a huge shock to the financial system of a household. If the spouse who is primarily responsible for paying the mortgage and bills dies, how will the surviving spouse continue to live in the marital home? Life insurance can either eliminate those concerns, or help smooth out the transition. If the family’s assets have been used up in medical care bills due to a prolonged illness or nursing home needs, a life insurance policy can help restore the family’s funds.
If done properly, life insurance can also keep assets out of a probate estate, thus limiting the amount of estate tax. As you can see, life insurance can have many beneficial uses, and should not be overlooked when planning.
Guardianship is a legal process whereby an incapacitated person’s control over their person or property, or both person and property, will be appointed to another. Guardians are typically qualified individuals, corporate fiduciaries, nonprofit corporations, guardianship support agency or county agency.
In order for a guardianship to be granted, a determination of incapacity must be made. The petitioner for guardianship must prove incapacity which has impaired the individual’s ability to manage his or her financial resources or his or her physical well-being, and that there is a need for guardianship services.
By PA statute, an incapacitated individual is an adult whose ability to receive and evaluate information effectively and communicate decisions in any way is impaired to such a significant extent that he is partially or totally unable to manage his financial resources or to meet essential requirements for his physical health and safety.
In PA, the two types of guardianship available are plenary and limited. The plenary guardianship is a guardianship over both person and property. A plenary guardianship is only appointed when a totally incapacitated person is no longer capable of making a contract, gift, or other instrument in writing.
The limited guardianship seeks to give the incapacitated individual the ability to retain control over the areas of their person or property that they are able to control. For example, in a limited guardianship, a person may be found to be able to make decisions about where to live or whom to marry, but is unable to manage their financial matters. The incapacitated individual will retain the right to determine where to live and whether or not to marry, but financial matters will be handled by the limited guardianship fiduciary. Under current PA law, the limited guardianship is the preferred guardianship.