What is Occupational Disease?
February 22, 2012
by Karl Voigt
What is Occupational Disease? Many people think of workers’ compensation law as addressing people who hurt their back or their knee. However, the legislature has created laws to protect people who have contracted diseases from their work environment. As an example, workers who have been exposed to toxic work environments or other hazards may suffer from disabling diseases. Occupational Disease is a special category of Workers’ Compensation law that was designed to protect these people.
The Pennsylvania Workers Compensation Act makes compensable claims for diseases such as asbestosis, pneumoconiosis, or silicosis. These diseases are historically caused by conditions in the work environment.
Under Occupational Disease law, the worker who contracts a disease at work may even benefit from a presumption that the condition is related to work. This differs from regular workers’ compensation law, which demands that a worker prove his injury was related to work.
Sometimes, a spouse of a worker who has died from an occupational disease may be entitled to benefits.
As is often the case in legal matters, time is of the essence for filing a claim.
Pennsylvania Supreme Court allows for lawyers to be certified Specialists in Workers’ Compensation
January 29, 2012
by Karl Voigt
In January of 2012, the Pennsylvania Supreme Court issued an Order that allows lawyers to be certified as Specialists in Workers’ Compensation. As a result, the Pennsylvania Bar Association’s Workers’ Compensation Law Section will now be the organization that certifies lawyers as Workers’ Compensation Specialists in the Commonwealth.
In order to qualify to take the four-hour test, at least 50% of an attorney’s practice must be devoted to workers’ compensation cases.
While certification is optional, both Karl Voigt and Tom Beveridge from Prince Law Offices will be taking the test at the first sitting in Spring of 2013. Their mutual goal is to distinguish their practices from those other attorneys who simply dabble in workers’ compensation cases.
It is important to note that this certification will be available to defense attorneys as well as claimants lawyers. If you have a workers’ compensation case, consider how important it is to you that your attorney also be a specialist.
Workers’ Compensation publications available online
January 27, 2012
Many of our clients do not know that the Department of Labor and Industry makes its Workers’ Compensation publications available online. The Department, through the Bureau of Workers’ Compensation, is responsible for the administration and maintenance of the Workers’ Compensation Act. Injured workers can access these documents by going to the Department’s website.
Available to the public are titles like “Workers’ Compensation and the Injured Worker” (available in English and Spanish) and “Remember: It is important to tell your employer about your injury.”
Also available is a 2010 Department study to determine whetherPennsylvania Workers’ Compensation law allows for adequate access to medcial care for injured workers. The results may surprise you.
The Department also publishes “News & Notes”, its quarterly newsletter, online. These updates contain sometimes valuable and interesting updates about the state of Workers’ Compensation in Pennsylvania.
You may access these works by going to: http://www.portal.state.pa.us/portal/server.pt/community/publications/10443
by Karl Voigt
The Bureau of Workers’ Compensation has announced the statewide average weekly wage for 2012. This directly affects workers who are injured in 2012. Generally, workers’ compensation is paid at 66 2/3% of an injured workers average weekly wage, up to a maximum as defined by the statewide average weekly wage. Section 105.1 of the Pennsylvania Workers’ Compensation Act requires the Bureau to calculate and publish the statewide average weekly wage so that statewide maximum compensation rates can be calculated. The statewide average weekly wage for injuries occurring on and after Jan. 1, 2012, is $888.00 per week. This represents a s 3.5 percent increase from last year.
As a result, the maximum weekly benefit an injured worker can now collect is $888.00. Therefore, any injured worker who earns more than $1332.00 a week will be limited to this figure, no matter how much more they earn. Anyone whose preinjury earnings are between $1332.00 and $666.01 a week will receive 66 2/3% in workers’ compensation. Anyone who earns between $666.00 and $493.33 a week will receive $444.00, which is half of the statewide average weekly wage. Anyone who earns $493.32 or less will receive 90% of their preinjury wage.
New Court Case Addresses ability to Get Unemployment Compensation After Settling Workers’ Compensation Case
December 28, 2011
by Karl Voigt
The Commonwealth Court has recently issued a case addressing a claimant’s ability to receive Unemployment Compensation after settling her Workers’ Compensation Case. In Nicole Lee v. Unemployment Compensation Board of Review, 2085 C.D. 2010, the claimant settled her Workers’ Compensation case, then applied for Unemployment. She was denied those benefits and filed an appeal to the Court. The Commonwealth Court ruled that she could not collect Unemployment Compensation after she settled her Workers’ Compensation case.
It’s important to note that, when she settled her Workers’ Compensation case, she agreed to resign from the employer where she was injured. It was this fact that made the appellate Court rule that her voluntary resignation from the employer made her ineligible for Unemployment Compensation benefits. The Court reasoned that it was her choice to resign. Of course, when an applicant for Unemployment Compensation has voluntarily resigned from employment — whether part of a Workers’ Compensation settlement or not — she can’t collect unemployment. As a general rule, Unemployment Compensation benefits are available to those who have been laid off or have quit their jobs with good cause.
Anyone contemplating settling their Workers’ Compensation case should be mindful of the effects of that resolution on other benefits, such as Unemployment Compensation.
Can You Get Workers’ Compensation for a Back Problem That’s Related to Your Type of Work?
December 9, 2011
by Karl Voigt
Yes.
You can get workers’ compensation for a back problem that’s related to your type of work. Sometimes our clients come to us with a back injury that wasn’t caused by an actual incident at work, but rather by their job duties. They may be entitled to workers’ compensation, even if there was no real “incident”. Proving such an injury in court requires a treating doctor’s firm and well-reasoned opinion that the job duties themselves caused the diagnosis.
As you may know, the insurance company has the right to have you examined by a doctor of its choice. It is likely that this doctor will attribute your injury to the aging process rather than your job. The carrier will use this opinion against you in court.
That’s why it’s important to nail down your doctor’s opinion as to causation. It is critical to explain to your doctor in detail what those job duties are: the specific mechanics of everything you do during a work day, and how long you have been performing these duties. If the doctor opines that your diagnosis was caused by your duties, your work injury claim may be viable.
This “repetitive stress” type of work injury is akin to a WC claim for carpal tunnel syndrome. There is no actual incident that causes carpal tunnel, but it still can be considered workers’ compensation. Similarly, a back injury that was caused by repetitive stress can be found to be work-related. If it is, the insurance company is liable to pay your wage loss benefits and medical bills.
Your Workers’ Compensation checks will be arriving later
December 4, 2011
by Karl Voigt
Your Workers’ Compensation checks will be coming later. Unfortunately, the US Postal Service, facing the possibility of bankruptcy, has decided to consolidate its mail-processing facilities, closing 250 of its 500 centers. By the spring of 2012, this will affect the delivery of all first-class letters.
Most workers’ compensation insurance companies mail wage loss checks via first-class mail. This service will be directly affected by Postal Service cuts and will result in those wage loss checks arriving up to two days later. Nowadays, first-class mail is supposed to be delivered in one day to three days. That will lengthen to two days to three days, meaning we can no longer expect next-day delivery from surrounding communities.
Because the USPS consolidations typically lengthen the distance mail travels from the post office to processing center, the agency also would lower delivery standards for first-class mail that have been in place since 1971. If your insurer offers direct deposit, now would be the time to sign up.
Employer parking lot injuries – when are you actually “at work”?
November 28, 2011
by Karl Voigt
Your Workers’ Compensation checks will be coming later. Unfortunately, the US Postal Service, facing the possibility of bankruptcy, has decided to consolidate its mail-processing facilities, closing 250 of its 500 centers. By the spring of 2012, this will affect the delivery of all first-class letters.
Most workers’ compensation insurance companies mail wage loss checks via first-class mail. This service will be directly affected by Postal Service cuts and will result in those wage loss checks arriving up to two days later. Nowadays, first-class mail is supposed to be delivered in one day to three days. That will lengthen to two days to three days, meaning we can no longer expect next-day delivery from surrounding communities.
Because the USPS consolidations typically lengthen the distance mail travels from the post office to processing center, the agency also would lower delivery standards for first-class mail that have been in place since 1971. If your insurer offers direct deposit, now would be the time to sign up.
We have a great number of clients who were injured in their employer’s parking lot. Naturally, in Pennsylvania, you have a workers’ compensation case when you are injured on your employer’s premises. However, are you actually on premises when you’re in the parking lot leaving or going to work?
Yes.
Probably.
It’s pretty simple: if it’s your employer’s lot, it’s likely compensable. Let’s say you have a motor vehicle accident or a slip and fall in the ice on your employer’s lot. If that lot is owned, leased, or even controlled by your employer for its employees, your injuries may very well be considered workers’ compensation.
Things get more complex, however, if you’re very early for work or simply hanging out in the parking lot after work. Your presence has to required as a condition of employment at the time of injury.
If your walk to work involves parking and then walking on a public sidewalk, an injury on that sidewalk may be compensable if it’s a reasonable means to get access to work.
However, cases where a worker injures himself pushing a coworkers car in the snow may not be compensable, as that is generally not a job duty.
These type of cases are, of course, different than having an injury while commuting to or from work. Generally, commuting injuries are not workers’ compensation.
As always, if your case involves facts like these, consult your attorney.
Does your insurance company offer a Workers’ Compensation direct deposit or debit card?
November 9, 2011
Does your insurance company offer a Workers’ Compensation direct deposit or debit card? Well, they should! As technology advances, there are more and more convenient ways to do banking. Waiting for that check every week can be unpredictable and even frustrating, let alone making it to the bank and waiting for them to process it. A direct deposit or debit card could be a more predictable way to receive — and budget — wage loss benefits.
If your carrier were to offer direct deposit or a debit card, would you be interested? That offer, in 2011, would be a little behind the times. Most Social Security Disability recipients nowadays are required to receive their benefits by direct deposit. Child support recipients in PA are offered a debit card for their payments. This enables them to have immediate access to their funds.
Late checks are a frequent problem for workers’ compensation recipients. Sometimes a check arrives late because of mail delivery, especially around the worst time of year: the holidays! Having an immediate electronic transfer alleviates the stress of hoping that check arrives on time.
Of course, these programs benefit not just claimants, but also the the insurer, as they reduce their check printing and mailing costs. So direct deposit and debit cards make sense for everyone involved.
Keep Your Workers’ Compensation Files Organized!
October 28, 2011
From the time of your injury until after your case closes or settles, it’s important to keep your workers’ compensation files organized in one place. Having them handily accessible could save you a lot and trouble in the future.
Many times, a new client comes to our office with little to no documentation of the injury. Sometimes, this is because the insurer hasn;t actualy sent them any records. However, if you have received any paperwork from the insurance company, you should put it into a folder you ahve reserved for your workers’ compensation case. These records include letters and documents from the insurance company, as well as medical reports.
The best way to determine the legal status of a workers’ compensation case is to review acknowledgements from the insurer. These come on forms designed by the Bureau of Workers’ Compensation in Harrisburg. If a client comes to our office with these papers for a first appointment, we can usually start advising them immediately. If they don’t have the papers, it may take days or even weeks to secure them from other sources.
There are other reasons to keep your records organized. Sometimes the Social Security Administration insists on seeing the records of your case, even if it’s years behind you.
Your documents may be important to you years after your case closes or settles. Keep them close by and organized!