by Karl Voigt
The Social Security Administration (SSA) has announced the Substantial Gainful Activity (SGA) amounts for 2025, which are critical for individuals receiving Social Security Disability benefits and performing some sort of work.
SGA refers to the level of work activity and earnings that the SSA considers when determining eligibility for disability benefits. If an individual’s earnings exceed the SGA threshold, the SSA may conclude that the person is engaging in substantial work and, therefore, is not disabled. This assessment is vital in both initial disability determinations and ongoing eligibility reviews.
2025 SGA Amounts
For 2025, the SGA amounts are as follows:
• Non-Blind Individuals: $1,470 per month
• Blind Individuals: $2,460 per month
These figures represent small increases from the 2024 thresholds, reflecting adjustments for inflation and changes in the national average wage index.
If you are receiving Social Security Disability benefits, it is essential to monitor your earnings to ensure they remain below the SGA limit applicable to you. Exceeding these thresholds could jeopardize your benefits. However, the SSA offers work incentive programs, such as the Trial Work Period, allowing beneficiaries to test their ability to work without immediate loss of benefits.
If you are receiving Social Security disability, benefits, and working, you should Keep very detailed records of your earnings and work activities to provide accurate information during SSA reviews.
By staying informed and proactive, you can effectively manage your benefits and make informed decisions about employment opportunities.
Prince Law Offices Blog 