What exactly is a “debt collector” under the FDCPA.

It is quite common for a debtor to receive a call from a 3rd party he or she does not recognize concerning a delinquent debt. Often, the calls are at inconvenient times and are quite confusing since the debtor does not recall ever borrowing money from or having a credit account with the 3rd party. … Continue reading What exactly is a “debt collector” under the FDCPA.